David Michael Financial Services Limited is a family run practice which provides independent and  individually tailored financial advice and planning services to individuals and corporate clients.

We are committed to providing honest and professional advice. We always endeavour to put our client’s interests first and aim to run our business in line with the principles of treating customers fairly.

Mr David Bunyan DipPFS CeMAP: (Diploma in Financial Planning) (Certificate in Mortgage Advice and Practice)

David, our Managing Director, has been providing financial advice since 1986 and is committed to his continued professional development as an Independent Financial Adviser (IFA). He has completed the Chartered Insurance Institute Diploma in Financial Planning by examination.

He is a general practitioner IFA but his specialities are in the areas of retirement funding and income options including secured and unsecured and third way structures. He also advises clients and local solicitors on the use of trust arrangements within inheritance tax and other financial planning strategies.

David holds Specialist Retirement Options and Inheritance Tax Licences as an appointed representative of Sesame Ltd.

David also holds specialist advice Chartered Insurance Institute examinations in the following areas:

CF9 Pensions Simplification
J04 Pension Funding Options
J05 Pension income options
J02 Trusts

The guidance and or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: 22 Oaklands Rd, Godley, Hyde, Cheshire, SK14 3DD Registered in England No: 5174381

David Michael Financial Services Limited is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority.

Sesame is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 150427. The FSA do not regulate some forms of inheritance tax planning.